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The average Internet user was exposed to an estimated 950 banner ads in 2005. Most receive little attention, as evidenced by the 0.5 percent click-through rate in 2003 (the percentage of website visitors who click on a banner ad), and the click-through rate has been in steady decline from 1996 at least through 2007. The decline in click-through rates has led many researchers to explore ways of increasing online advertising effectiveness. This has led, in turn, to more interest in conversion rate (percentage of click-throughs that result in purchases of the advertised product) and view-through rates (visits to advertised e-commerce websites prompted by banner ads viewed without click-throughs). In fact, one online-marketing firm reported that in a study of banner-ad campaigns, 85.7 percent of those generating the highest click-through rates generated lower conversion rates than those with lower click-through rates. Recently, several researchers have shown that banner ads affect consumers' attitude toward a brand independent of click-through rate. They help build brand equity (the brand's monetary value as a business asset) and can improve brand awareness, brand preference, and consumer purchase intentions. Researchers Dreze and Hussherh have successfully shown that much processing of banner ads occurs at the pre-attentive level, which results in low click-through rates—despite favorable effects on users' recall, recognition, and level of awareness of the ads. : Reading Comprehension (RC)