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In the 1970s and 1980s, employment in middle-income occupations-payroll processing and accountancy, for example-grew faster across Europe and the United States than employment in lower-income jobs. But around the early 1990s something changed. With few exceptions, employment in middle-income occupations began to decline as a share of the total, while the share of both low- and high-income occupations rose. This pattern of polarization occurred in countries with very different welfare systems and levels of unionization and collective bargaining. : Multi Source Reasoning (MSR)