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Employee benefits can be rated in terms of Frequency and Instance Cost. The frequency of a benefit is the average number of times a single employee would be expected to receive the benefit over the span of a 20-year career with the company. Instance cost is the average cost incurred by the employer to provide the benefit to a single employee at the moment it is delivered. The frequency/oost ratio (F/C ratio) is computed by dividing the frequency by the instance cost. A business is considering various benefits to attract and retain employees. : Two Part Analysis (TPA)